<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-1014857664750565350</id><updated>2012-02-16T20:20:07.346+08:00</updated><title type='text'>BUSINESS ARTICLES</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://wwwtopbusiness.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://wwwtopbusiness.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>TOTO SUHANTO</name><uri>http://www.blogger.com/profile/09669286425702759695</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>6</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-1014857664750565350.post-6127941379938375310</id><published>2008-11-14T08:10:00.004+08:00</published><updated>2008-11-27T21:14:06.647+08:00</updated><title type='text'>Internet Marketing - Announcing 3 Ways to Grow Your Internet Marketing</title><content type='html'>&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="font-family:arial;font-size:130%;"&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Just like any other new marketer, I was also clueless on how I can effectively promote my products and services when I first tried my hands on internet marketing. My years of experience has taught me that I should pay close attention in keeping myself updated with the ever-changing algorithms of leading search engines and constantly improve my marketing strategies so I can ensure steady flow of quality traffic to my website. In this article, I wish to share with you some of the things that I've learned that can help you grow your internet marketing so you can also succeed in the online arena.&lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:arial;"&gt;&lt;div align="justify"&gt;&lt;br /&gt;1. Make use of keyword suggestion tools. Keyword search is the very foundation of all types of marketing tools; PPC advertising, social media marketing, blogging, article marketing, SEO, and search engine marketing. So, before you write your blog posts, create your ads, or set up your social media profiles, it is very important that you know the popular keywords within your chosen niche. In addition, you will need to analyze the search volume for each keyword, identify the terms that you can easily target to get higher page ranking, and later on, analyze which keywords are driving more traffic to your website.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;2. Improve your website. It is not enough that you have content-rich and well-designed website. If you want to make people to want to buy your products, you must offer them with great deals. Ensure that your products are useful and valuable to their lives so you can give these people great value for their money. You must also have compelling call to action on your website that can help you get your visitors to act on your favor. Lastly, you will need to use enticing and well-optimized landing pages where your visitors can get all the kinds of information they need about your offerings.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;3. Analyze the effectiveness of your marketing strategies. When I first started out, I tried all my might to launch what I thought was an aggressive and effective marketing campaign. I used all the marketing tools that I can think of, spent a lot of money for my advertising cost, and hired people whom I thought can help me get the word out about my offerings. What I failed to do was to measure the effectiveness of marketing tools that I was using. Later on, I realized that I should have identified where my traffic are coming from so I can pick the tools to use and ignore those ones that are just costing me a lot of money.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;By the way...do you want to learn exactly how to create a high income online business by meeting the needs of people in your niche through coaching, consulting, and teaching online classes?&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1014857664750565350-6127941379938375310?l=wwwtopbusiness.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://wwwtopbusiness.blogspot.com/feeds/6127941379938375310/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1014857664750565350&amp;postID=6127941379938375310' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/6127941379938375310'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/6127941379938375310'/><link rel='alternate' type='text/html' href='http://wwwtopbusiness.blogspot.com/2008/11/internet-marketing-announcing-3-ways-to.html' title='Internet Marketing - Announcing 3 Ways to Grow Your Internet Marketing'/><author><name>TOTO SUHANTO</name><uri>http://www.blogger.com/profile/09669286425702759695</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1014857664750565350.post-5483862860938625923</id><published>2008-11-14T08:02:00.002+08:00</published><updated>2008-11-27T21:15:14.753+08:00</updated><title type='text'>Go International in Case of Recession</title><content type='html'>&lt;span style="font-family:arial;font-size:130%;"&gt;&lt;/span&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Prior to the advent and mass popularity of the Internet, engaging in international commerce was a huge and difficult proposition that required you to be able to vastly undercut their domestic suppliers, provide your own means of communication and transport of your product, and most importantly, develop the right network of contacts to open doors to an industry community that will allow you to justify the investment of exporting your goods and services overseas.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;&lt;br /&gt;And, of course, because the American economy placed such a high value on the U.S. dollar you had to convince these companies that they were justified in paying a higher price for your services than they would if they simple worked within their own borders-or at least their own continent.&lt;br /&gt;&lt;br /&gt;There have been several events that have changed this, and which have made opening your doors to an international community not just a desirable move but a necessary one. First and foremost, the Internet has connected companies all around the globe into a single network of industry providers. Once upon a time it was inconceivable that a company in the United States would be able to write a computer program for a company in Beijing and have it in their hands by suppertime. The Internet has made that possible, and made operating in an international community more lucrative and cost efficient than ever before.&lt;br /&gt;&lt;br /&gt;Unfortunately, the recessed economy in the U.S. has caused the relative value of the dollar to drop dramatically. Believe it or not, when you're considering opening your doors to the international community this is actually going to work in your favor!&lt;br /&gt;A large part of the reason for the huge quantity of layoffs in the United States since the beginning of the recession is that U.S. companies have discovered a cheap labor base in companies overseas with a weaker economy. a company choosing to outsource its customer service support to the Philippines, for example, will pay those workers less than half of the minimum wage required by the U.S. government-and realistically, how many Americans are going to be willing to put in the time and effort required to succeed in corporate America for minimum wage in the first place?&lt;br /&gt;These employees don't have to be paid vacation, or insurance, or retirement, or any of the other "perks" that companies are offering American workers in order to ensure their loyalty and services rather than losing them to another company that's willing to provide them with that. Because of it companies are able to cut the costs of their payroll dramatically. When the company is already suffering from a reduction in profits due to an economic recession, saving those expenditures looks pretty good on their bottom line.&lt;br /&gt;&lt;br /&gt;You can make that same principle work for you. With the value of the dollar falling there is no longer such a dramatic difference between our pay rates and the rest of the world-and if you can take that reduced dollar value and combine it with the ability to offer your customers and clients a great deal on your goods and services you can place yourself in a position not just to be able to justify your services, but to give your clients a reason to prefer them.&lt;br /&gt;&lt;br /&gt;Top quality work at a bargain price!&lt;br /&gt;&lt;br /&gt;By the way...do you want to learn exactly how to create a high income online business by meeting the needs of people in your niche through coaching, consulting, and teaching online classes? &lt;em&gt;&lt;span style="font-size:85%;color:#3366ff;"&gt;(by: Sean R Mize)&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;span style="font-size:85%;"&gt;&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1014857664750565350-5483862860938625923?l=wwwtopbusiness.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://wwwtopbusiness.blogspot.com/feeds/5483862860938625923/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1014857664750565350&amp;postID=5483862860938625923' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/5483862860938625923'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/5483862860938625923'/><link rel='alternate' type='text/html' href='http://wwwtopbusiness.blogspot.com/2008/11/go-international-in-case-of-recession.html' title='Go International in Case of Recession'/><author><name>TOTO SUHANTO</name><uri>http://www.blogger.com/profile/09669286425702759695</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1014857664750565350.post-8008940479566824261</id><published>2008-11-13T20:58:00.002+08:00</published><updated>2008-11-27T21:15:46.140+08:00</updated><title type='text'>Start Networking and Fight the Crisis</title><content type='html'>&lt;div align="justify"&gt;&lt;span style="color:#333333;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;The world is now facing a massive financial rejection, this is not as tangible as other kind of crisis but if you don't have a job or your profits are not enough, you may be experimenting this crisis by yourself. Let's talk about non US residents who live on third world countries and also alien US residents because this is the main sector affected. This is the main reason why a lot of people start looking for alternatives on internet.&lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:arial;"&gt;&lt;div align="justify"&gt;&lt;br /&gt;When you do not have a job life can be so cruel, everything seems to be so hard and most of the times you feel drown, you don't care anymore about living, the only thing that matters right now is survive. It should not be that way, life is supposed to be enjoyable because we only have one.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;What's the point of starting an online business? Well, let me tell you something, the web is growing so fast and a lot of people have seen the incredible potential it has for really profitable business. Internet came for staying a very long time because it has everything on it: entertainment, news, you can met people around the globe and also establish business relationships, you can have everything with just a click.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;People wont stop watching t.v or surfing the web even if they are facing a crisis and that's ok because they can bring a consolation or a solution. Networking is the best solution to start a business because it doesn't need a big investment and your market can be the whole world. No matter who you are, no matter where you live... it is a world wide web and you can always find a solution there. This life is full of choices so start choosing very carefully what is the direction you want to give your life.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="font-size:78%;"&gt;&lt;span style="font-size:100%;"&gt;Anahi Rubalcava is a young entrepreneur who's been involved into the online marketing world since the age of 18. Now she is also part of a MLM system and offers training to people who wants to be successful. She knows that the power of a system is laying on it's leaders.&lt;/span&gt; &lt;em&gt;&lt;span style="color:#ff9900;"&gt;(by: Anahi Rubalcava)&lt;/span&gt;&lt;/em&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1014857664750565350-8008940479566824261?l=wwwtopbusiness.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://wwwtopbusiness.blogspot.com/feeds/8008940479566824261/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1014857664750565350&amp;postID=8008940479566824261' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/8008940479566824261'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/8008940479566824261'/><link rel='alternate' type='text/html' href='http://wwwtopbusiness.blogspot.com/2008/11/start-networking-and-fight-crisis.html' title='Start Networking and Fight the Crisis'/><author><name>TOTO SUHANTO</name><uri>http://www.blogger.com/profile/09669286425702759695</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1014857664750565350.post-5027995987013574139</id><published>2008-11-13T20:41:00.003+08:00</published><updated>2008-11-27T21:25:02.977+08:00</updated><title type='text'>Do You Have an International Market ?</title><content type='html'>&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Readers often ask me for my opinion on whether they have an international market or not. The short answer is that no matter what anyone thinks, you are the only one that can find the answer that question. Here are a few guidelines to help you:&lt;br /&gt;&lt;span style="color:#ff0000;"&gt;&lt;em&gt;Elimination&lt;/em&gt;&lt;/span&gt;&lt;br /&gt;First eliminate the obvious restrictions on international trade.&lt;br /&gt;&lt;/div&gt;&lt;/span&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;ul&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Lethal products have restrictions &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p align="justify"&gt;&lt;span style="font-family:arial;"&gt;But do not automatically exclude international sales. &lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;It is usually not viable to sell fresh baked bread to foreign country, but a bakery would easily sell information products to international clients.&lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p align="justify"&gt;&lt;span style="font-family:arial;"&gt;This step requires a minimum level of common sense and some basic research. &lt;/span&gt;&lt;/p&gt;&lt;p align="justify"&gt;&lt;span style="font-family:arial;"&gt;&lt;span style="color:#ff0000;"&gt;Research Possibilities&lt;/span&gt;&lt;br /&gt;Next, research some possibilities.This is a wide sweeping exercise. &lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;What do you have to sell? &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;International sales implies international clients. And this means that you have something to sell to them.&lt;br /&gt;&lt;/div&gt;&lt;/span&gt;&lt;ul&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;What would other people in other countries be willing to buy from you? &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;This is a tricky question, because you may not know what expertise or products you have that interest people in other countries. &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p align="justify"&gt;&lt;span style="font-family:arial;"&gt;When in doubt: &lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Get on the phone and ask questions &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Research &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Test your idea &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p align="justify"&gt;&lt;span style="font-family:arial;"&gt;&lt;span style="color:#ff0000;"&gt;Test Your Idea&lt;/span&gt;&lt;br /&gt;The best way for you to know whether you have an international market is to carry out a small test. Rub elbows with your foreign clients. &lt;/span&gt;&lt;/p&gt;&lt;p align="justify"&gt;&lt;span style="font-family:arial;"&gt;The type of test you run depends on your business.&lt;br /&gt;&lt;br /&gt;Ideally you need to get direct feedback from your international clients on your products.&lt;br /&gt;&lt;br /&gt;If this is not possible you may decide to approach professionals that import similar products and get feedback at this level. &lt;/span&gt;&lt;/p&gt;&lt;p align="justify"&gt;&lt;span style="font-family:arial;"&gt;&lt;span style="color:#ff0000;"&gt;The Actions You Take Will Give You The Answer&lt;/span&gt;&lt;br /&gt;There are many examples where people succeed in selling products into foreign markets, and there are also examples where people fail. This is understandably why people are cautious.&lt;br /&gt;&lt;br /&gt;The truth is that only your actions will tell you whether you nave an international market. As you take action there are a few variables: &lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Your product &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;The country you are selling to &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;li&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Your timing &lt;/span&gt;&lt;/div&gt;&lt;/li&gt;&lt;/ul&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;And there are also many other variables within each of these.&lt;br /&gt;&lt;br /&gt;Test your idea on a small scale, and you will learn how to maneuver these variables in selling to international markets, whether you start off with an excellent product match or not.&lt;br /&gt;&lt;br /&gt;Are you committed to speeding up your international sales cycles?&lt;br /&gt;&lt;br /&gt;Learn how to combine cross-cultural marketing tools and international sales strategies for faster sales.&lt;br /&gt;&lt;br /&gt;Join us on the &lt;/span&gt;&lt;a id="link_74" href="http://getinternationalclients.com/join-us-on-the-international-sales-road-map/" target="_new"&gt;&lt;span style="font-family:arial;"&gt;International Sales Road Map&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:arial;"&gt;.&lt;br /&gt;&lt;br /&gt;Would you like to develop your international business?Are you a beginner at international sales and marketing?Read the Beginners Guide &lt;/span&gt;&lt;a id="link_75" href="http://getinternationalclients.com/beginners-international-marketing-plan/" target="_new"&gt;&lt;span style="font-family:arial;"&gt;Discover Your International Business&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:arial;"&gt;.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size:130%;"&gt;&lt;span style="font-size:85%;"&gt;Cindy King is a Cross-Cultural eMarketer &amp;amp; International Sales Specialist, aligning businesses with different cultures. She has over 25 years field experience in international business development and helps mid-sized business owners create international business development strategies that shorten time to profitability&lt;/span&gt;. &lt;/span&gt;&lt;span style="font-size:85%;color:#ff9900;"&gt;&lt;em&gt;(by: Cindy King)&lt;/em&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1014857664750565350-5027995987013574139?l=wwwtopbusiness.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://wwwtopbusiness.blogspot.com/feeds/5027995987013574139/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1014857664750565350&amp;postID=5027995987013574139' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/5027995987013574139'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/5027995987013574139'/><link rel='alternate' type='text/html' href='http://wwwtopbusiness.blogspot.com/2008/11/do-you-have-international-market.html' title='Do You Have an International Market ?'/><author><name>TOTO SUHANTO</name><uri>http://www.blogger.com/profile/09669286425702759695</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1014857664750565350.post-9176798240248680858</id><published>2008-11-13T20:28:00.002+08:00</published><updated>2008-11-27T21:20:37.620+08:00</updated><title type='text'>Small Businesses Face the Possibility of Another Credit Hit</title><content type='html'>&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;We all know small businesses make up an enormous portion of the Nation's economy but it seems all the news is talking about is how big companies are facing major upheavals as they deal with the fallout of this global financial crisis. As a small business owner you need to come to grips with the challenges you are being faced with.&lt;/span&gt;&lt;/div&gt;&lt;span style="font-family:arial;"&gt;&lt;div align="justify"&gt;&lt;br /&gt;Just like any problem you encounter in life, you must recognize the source of the problem and address it. It is easy to make excuses for yourself and your business, especially with the economy in such turmoil, but what good is that going to do, blaming the economy? You CAN achieve success even in a recession!&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;With the threat of a potential credit card crisis at hand, most business owners are running scared; and without having the knowledge of how to avoid this next wave of dismay in the economy, much less be able to even face yet another hit, I can hardly blame anyone for being afraid of what the future holds for consumer and business owners alike.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="color:#ff9966;"&gt;Times like these call for IMMEDIATE ACTION.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;When CNN Radio posed the question "How can the consumer avoid the speculated credit card crunch" I was able to answer without hesitation. (Don't forget, business owners ARE consumers as well.)&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;"Build a strong foundation. Do not make credit card purchases unless you can facilitate the means to pay your monthly bill. Small business owners and entrepreneurs need to realize how critical it is to build a business profile that is completely separate from their personal credit profile. It is imperative to take action NOW before this wave of interest rate raising actually hits."&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Developing your business credit can be difficult and in some cases take time. However you need to keep in mind that what you are doing is building a solid foundation for your business. By maintaining a proper compliance standard with the I.R.S., credit bureaus, government agencies and lending market you will increase your likelihood of success in your business.&lt;br /&gt;Keep in mind the following as the necessary steps to take when building your business credit profile.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Education - Continue to learn about the process and what credit granters are looking for. The market changes quickly and you need to keep abreast of the most recent requirements.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Compliance - Get your business in compliance with the Federal, State, county, city and any other local agencies. Stay in compliance and be sure to file all necessary documents. Almost all of the information is accessible by public record and credit granters only want to do business with those that are paying to keep their companies up to date.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Trade Credit - Build credit references by working with businesses that will issue you credit and ask the questions necessary to determine if they are the type of vendor you want to do business with.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Registration - Register you business with the major business credit bureaus. Only working with one bureau will limit your choices of credit granters in the future.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Financial s and Business Plan - In many cases you will be required to provide a business plan and financial statements of your business when applying for a loan. Keep these up to date and readily accessible.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Money Management - After building your positive business credit profile, continue to develop the score and maintain the good credit history by managing your credit. Keep only credit that you can afford to pay back.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Your business will succeed even in times of recession with the right attitude, capital and education. Maintain the positive attitude and don't let others drag your spirits down. Work at developing additional sources for capital by building your business credit. Most importantly continue to be a student of business and entrepreneurship.&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;Receive the booklet How to Build &lt;/span&gt;&lt;a id="link_74" href="http://www.bcscredit.com/" target="_new"&gt;&lt;span style="font-family:arial;"&gt;Business Credit&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:arial;"&gt; by David Gass - President and Founder of Business Credit Services. It will share with you how more than 10,000 businesses across the nation have achieved over $175 million in combined financing in their business name only, all using his patent-pending system to build &lt;/span&gt;&lt;a id="link_75" href="http://www.bcscredit.com/" target="_new"&gt;&lt;span style="font-family:arial;"&gt;corporate credit&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:arial;"&gt; separate from your personal credit.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;&lt;br /&gt;&lt;span style="font-size:130%;"&gt;&lt;span style="font-size:100%;"&gt;You will also learn the first steps required to getting a business loan, lease, and other lines of credit without the use of a personal credit check or guarantee&lt;/span&gt;. &lt;/span&gt;&lt;span style="font-size:85%;color:#ff9966;"&gt;&lt;em&gt;(by : David Gass)&lt;/em&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1014857664750565350-9176798240248680858?l=wwwtopbusiness.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://wwwtopbusiness.blogspot.com/feeds/9176798240248680858/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1014857664750565350&amp;postID=9176798240248680858' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/9176798240248680858'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/9176798240248680858'/><link rel='alternate' type='text/html' href='http://wwwtopbusiness.blogspot.com/2008/11/small-businessess-face-posssibility-of.html' title='Small Businesses Face the Possibility of Another Credit Hit'/><author><name>TOTO SUHANTO</name><uri>http://www.blogger.com/profile/09669286425702759695</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1014857664750565350.post-3353170153436987171</id><published>2008-11-13T20:18:00.004+08:00</published><updated>2008-11-27T21:19:38.610+08:00</updated><title type='text'>Small Business Success and Survival Tips - Getting Paid On Time</title><content type='html'>&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Small businesses often have less of a buffer than their larger counterparts. Therefore, during times of economic uncertainty it is more essential than ever to keep a close eye on the finances of your business.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;With good credit control you will always know how much money is due to you and how much money you owe. You need ensure that you keep money rolling in to improve your cashflow and your financial solvency.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Here are 7 success and survival tips for small businesses to help ensure you get paid on time:&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;color:#ff0000;"&gt;&lt;em&gt;1. Invoice on time&lt;/em&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;This may sound pretty basic but some sole traders and even larger companies are tardy when it comes to submitting their invoices. Sometimes, as strange as though it may seem, sole traders are reluctant to charge for their products or services because of self-esteem issues. You have bills to pay just like everyone else and if you are confident of the quality of your products and or services then it is your duty to charge for them and to do so promptly.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;color:#ff0000;"&gt;&lt;em&gt;2. State Terms and Conditions Clearly&lt;/em&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Ensure that there is no ambiguity regarding the terms and conditions of payment. Clearly state these on your invoice and any subsequent statements.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;color:#ff0000;"&gt;&lt;em&gt;3. Issue Statements for Unpaid Invoices&lt;/em&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Have in place a system for monitoring outstanding invoices and issue a reminder statement as soon as a payment becomes overdue.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;color:#ff0000;"&gt;&lt;em&gt;4. Verbally Ask for Payment&lt;/em&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Use the phone and ask for payment. If you're uncomfortable about doing this is may be cost-effective to hire someone to do this on your behalf. Follow-up telephone calls with a letter or email so that you have a written record of what was agreed.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;color:#ff0000;"&gt;&lt;em&gt;5. Keep Accurate Records&lt;/em&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Keep a record of all your communications, i.e. letters or emails sent and telephone conversations.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;color:#ff0000;"&gt;&lt;em&gt;6. Suspend Further Supplies&lt;/em&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Until the account has been brought up-to-date suspend further supplies. However, obviously there may be occasions where you do not feel that this is appropriate.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;color:#ff0000;"&gt;&lt;em&gt;7. Take Legal Action&lt;/em&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;span style="font-family:arial;"&gt;Of course this is a last resort situation. If, despite all your entreaties, payment is not forthcoming then issue a final letter stating that you will be placing the matter in the hands of a solicitor. In this instance, once you have declared this intention you must follow through.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Hence, it is a good idea to know where you can seek legal advice for your business or hire a solicitor should the need arise well before needing to do so.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Of course, this line of action will have several repercussions not least of which will be additional costs to you so consider this line of attack carefully before taking action.&lt;/span&gt;&lt;/div&gt;&lt;div align="justify"&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;Bonus Tip: Offer an incentive for early payment. For more expert advice on starting and running a business from a self-made billionaire visit the &lt;/span&gt;&lt;a id="link_74" href="http://www.billionairesuccesssystems.com/" target="_new"&gt;&lt;span style="font-family:arial;"&gt;Billionaire Business System&lt;/span&gt;&lt;/a&gt;&lt;span style="font-family:arial;"&gt;. Discover how you can strengthen your business even during times of uncertainty&lt;/span&gt;. &lt;em&gt;&lt;span style="font-size:85%;color:#ff9900;"&gt;(by:Nickolove Lovemore)&lt;/span&gt;&lt;/em&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1014857664750565350-3353170153436987171?l=wwwtopbusiness.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://wwwtopbusiness.blogspot.com/feeds/3353170153436987171/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1014857664750565350&amp;postID=3353170153436987171' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/3353170153436987171'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1014857664750565350/posts/default/3353170153436987171'/><link rel='alternate' type='text/html' href='http://wwwtopbusiness.blogspot.com/2008/11/small-businesses-often-have-less-of.html' title='Small Business Success and Survival Tips - Getting Paid On Time'/><author><name>TOTO SUHANTO</name><uri>http://www.blogger.com/profile/09669286425702759695</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry></feed>
